The following Privacy Policy applies to your brokerage account with SMS Associates and/or your access and use of this Web site. This Privacy Policy is in addition to the customer agreements governing your brokerage account and the Terms of Use governing your access and use of this Web site. By using this Web site, you are consenting to the terms set out herein. If you do not consent or agree with our Privacy Policy, do not use this Web site.

Terms of Use

Please review our Terms of Use, which also governs your visit to this Web site, to understand the terms and conditions for which SMS Associates offers the use of this Web site to you.

Purpose for Collecting Personal Information

SMS Associates understands the importance of protecting your personal information. Personal information obtained during the registration process may be used by SMS Associates to open, maintain and secure your account and to improve SMS Associates ' service. You may obtain copies of, or amend the personal information previously provided by contacting our compliance department.

Disclosure of Personal Information

SMS Associates does not disclose your personal information to third parties other than in the following circumstances: (a) in connection with the business operations of SMS Associates to improve, maintain and service your account; (b) as required or allowed by applicable law or the by-laws, rules, regulations or polices of regulatory bodies having jurisdiction over the business and affairs of SMS Associates; (c) to SMS Associates ' legal or accounting professional advisors as may be required from time to time; and (d) in an aggregated form (i.e. not individual) for the purposes of statistical analysis of the business operations of SMS Associates. Otherwise, SMS Associates will seek your informed consent prior to disclosing any such personal information.

Protection of Information

SMS Associates protects your personal information by storing it in locations that are designed to prevent the loss, misuse, unauthorized access, disclosure, alteration or destruction of that information. SMS Associates protects your account information by requiring you to enter a unique User Name and Password each time you want to access your account information. YOUR USER NAME AND PASSWORD ARE CONFIDENTIAL AND SHOULD NEVER BE DISCLOSED OR SHARED WITH ANYONE. You should immediately notify SMS Associates via telephone and in writing of any unauthorized use of your User Name and Password, or if you know or suspect that your User Name or Password have been lost or stolen.

Collection of Information

SMS Associates collects personally identifying information about you when you provide it. The information collected may include your name, address, telephone number and email address, as well as other personal information prescribed by law for the purposes of opening a brokerage account with SMS Associates.

SMS Associates uses cookies (a simple HTTP text-only string of data) to improve the services provided to you and enhance your Web site experience by making it easier and faster for you to access this Web site and its services. When you enter this Web site, a cookie may be stored on your hard drive which contains a random, unique user identification number that is used to track how you entered this Web site and your traffic patterns or clickstream on this Web site. These cookies are anonymous and do not reveal your personal identity, nor will they follow you throughout your travels on the Web, nor can they capture private data. These cookies establish a user session and allow our server to correctly provide site users with the appropriate frames and content. You may refuse cookies by turning them off in your browser; however some pages on this Web site may require a cookie for access.

Links to Other Web Sites

This Web site contains links to other Web sites. Such links to other Web sites do not imply the endorsement or approval of such Web site by SMS Associates. SMS Associates is not responsible for the privacy policy and privacy practices of any other Web sites.